You’ve been in a car accident. It was the other driver’s fault and now their insurance company is denying your claim. You need money for medical bills and to repair the damage to your car. What can you do? The easiest solution is to hire an experienced personal injury lawyer who can fight on your behalf during your claim against the insurance company. Insurance companies frequently turn down claims to avoid paying, but a car accident lawyer can help you navigate through the appeal process, beat the system and get you the money you need and deserve.
The first thing you must do is examine if your claim was denied, which will be explained in the denial letter. Identify the reason or reasons and determine if they are curable. For example, was the claim denied because you failed to submit paperwork such as a form or receipt? If so, you or your personal injury lawyer can resubmit the claim with the missing paperwork. However, the most common reason an insurer will refuse to pay is because the other driver lied to his insurance company or the insurance company insists there is no evidence the other driver is at fault. Fighting these claims can be stressful and time consuming. Most victims are also not successful when advocating on their own behalf because the laws governing insurance are complicated and tricky.
If your claim was denied for lack of evidence, you’ll need a car accident lawyer to fight on your behalf if you hope to win. This is particularly true in cases where someone is seriously injured and there is a fair dispute about which driver is at fault. Additionally, if you are uninsured, hiring a personal injury lawyer is necessary since you can’t fall back on your own insurance to cover the damage and costs.
Lastly, a Denver injury lawyer can also help you get relief by filing a complaint with the Colorado Division of Insurance regarding your wrongfully denied claim. The Colorado Division of Insurance will then investigate your claim, the insurance company and your denial.
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