We’ve previously talked about the benefits of uninsured/underinsured (UM/UIM) motorist coverage to protect you when another driver is at fault and causes injuries and damages. While a majority of drivers on the road carry bodily injury coverage at the minimum-required increment, you cannot count on another driver to carry sufficient limits in case you are in a very serious accident. Although against the law, some drivers do not carry any automobile insurance whatsoever. This is a scary fact that can affect a victim tremendously in an automobile accident.
Even in situations where the at-fault driver does have minimal bodily injury limits, underinsured motorist coverage (UIM) can stack on top of the at fault driver’s minimal bodily injury limits to provide additional coverage. UIM coverage gives you a chance to recover more for your personal injury. Denver injury lawyers, Denver auto accident lawyers and Personal injury attorneys recommend purchasing this additional coverage.
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